Financial Update 27/01/2012

Calibrand 26-01-2012

by Catherine Court, Head of Training & Competence

If you’re still considering which exam route is best for you prior to RDR, you might want to consider the Calibrand offering. The Scottish Qualification Authority and Calibrand are offering a Diploma in Professional Financial Advice which is Level 4 and RDR-compliant.

Concentration Risk 26-01-2012

by Charlie Palmer, Chief Executive

As a network you will know that we do not define what money to put where. We have a lower level of concentration risk than any other IFA network in business, because we just don’t tell you what is good for you and we do not run panels.

This is not something we intend to do. Instead we allow you to make the decisions.

Occupational Pensions And Gender-Specific Annuities 26-01-2012

by Tim Hackett, Technical Training and Compliance Consultant

I am indebted to Financial member Anthony Etkind for making me catch up on my backlog of reading this week by drawing my attention to the issue of unisex annuity rates and occupational schemes.

RDR Exam Revision 26-01-2012

by Tim Hackett, Technical Training and Compliance Consultant

We are pleased to be able to advise you of some revision courses for the following subjects - RO4, JO4, JO5 and AF3.

Satisfaction Over Security 26-01-2012

by Tom Lowe, Editor - Media

Remember the unwritten rule of putting money aside to make sure the whole family is secure? Possibly a policy to guard against debt in case of illness, or some kind of life insurance.